Notes

Notes on fleet financing

Reference notes on how robot and automation fleets get financed: the mechanics, the underwriting and the terms. Not a blog. No publishing schedule, just pieces meant to be useful on their own.

What a venture lender's blanket lien does to a fleet financing

What an all-asset security interest from venture debt means for a hardware sale, and how manufacturers typically resolve it before it slows down a deal.

What makes a robot fleet financeable

The criteria an underwriter checks before financing a deployed fleet, with the reasoning behind each one, plus what does not qualify yet.

Why robotics-as-a-service turns manufacturers into lenders

Offering a subscription means the hardware gets funded from somewhere. Why that quietly makes a robotics manufacturer a lender, and what to do about it.

A glossary of fleet financing terms

Plain-English definitions of acceptance, blanket lien, obligor, true sale, UCC-1, UCC-3 and the other terms used across these notes.

Questions about your own deployment are welcome even before reading any of the above. Discuss a financing program.